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Is VantageScore treated the same as a FICO score?

Profile picture for carbon1973
I received a Vantage Score from Experian which seems to use a different set of criteria as a FICO score. Is Vantage Score used commonly by mortgage lenders? Also what range of Vantage Score would qualify a borrower for the best rates? What would a score of 870 Vantage Score roughly translate in terms of FICO score?
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September 21 2011 - Billerica
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Answers (2)

Profile picture for Military Loan Expert
That would be considered excellent credit in mortgage terms.

No mortgage lenders do not use that.
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September 21 2011
Profile picture for Georgia Loans
No mortgage lenders use Vantage scores. Your 870 score is good, would guess it would be around 730 Fico but that's just a guess. Lenders use the middle of 3 Fico scores so even if your 870 turned out to be 730, you still need to know the other 2 scores..  
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September 21 2011
 

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QuestionIs VantageScore treated the same as a FICO score?
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