Is a private home inspection worth the money?

It absolutely is! For most people, a home is the largest investment they will ever make and protecting that investment by spending a few hundred dollars is well worth it. The typical home inspection ranges anywhere between two hundred and five hundred dollars depending on the size of the home. When you move into a new home you want to begin enjoying it, not begin repairing it. The private home inspector will provide you with a report of any repairs that need to be taken care of, suggestions on how to maintain your home, and most importantly, will provide you with peace of mind. Some sellers will allow you to make the sale of the home contingent upon completion of a satisfactory home inspection. In this case, the seller will either make the proper repairs or compensate you for the repairs that need to be made. If the outcome is not up to your liking, you can choose to cancel the contract. Please be aware that the purpose of a home inspection is to point out repairs that can affect the safety and resale value of your home, not cosmetic blemishes. Some cosmetic fixes, for example, applying a coat of new paint, may be up to the new owner. You will need to determine what cosmetic improvements may need to be done after closing in order to make the appearance of the home to your personal liking and taste.

  • July 18 2011 - Rochester
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Answers (8)

Profile picture for sunnyview
Any inspection is only as good as the inspector. Always ask your inspector about their qualifications, what they will inspect and won't and how long they have been a licensed inspector. Also ask them about their specific background in construction and what types of things they feel comfortable making an inspection call on. Ask them to see a report that they have completed for another house.

Good inspectors will inspect most major systems to make sure they are functional. Bad ones will only complete a stock checklist and refer you to more qualified professionals like roofers, plumbers, HVAC people etc. without inspecting those areas for basic utility so choose your inspector wisely.
  • July 18 2011
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Profile picture for BeckiAshby
Yes, without question.  The cost of the inspection in relation to the cost of the home purchase investment is a mere drop in the bucket by comparison. Some buyers are inclined not to have an inspection done on new construction, but it is just as important with new as it is with resale.  Builders and county inspectors can miss some horrendous things that you may not likely discover yourself until years down the road.  I have seen it myself and always recommend a thorough home inspection by an experience, licensed inspector.  Further, one any home inspection don't be afraid to hire additional specialty inspectors if needed.  For example, a roofer may be a better judge of roof issues if present than the home inspector.
  • July 18 2011
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Profile picture for Sharon Lewis
Yes,yes and yes.
  • July 18 2011
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Profile picture for MissyNace
No, no, no . I as a buyer had a home inspection done on my home I bought in 2010. 2 days after moving in the boiler went out anf flooded my lower finished level. The home inspector worded his inspection as satisfactory, but would have checked by professional. $6000. Worth of repairs and he was off the hook because he wrote would have checked by professional. Then selling a different home different inspector for a potential buyer, put 13 holes in the ceilings and walls checking for moisture ( none found ) one hole was 3 inches by inches, left all the thermostats turned to the highest setting , left a window open 3" and a sliding glass door open 2 feet in the middle of January in PA.. Then refused to pay for damage sighting the contract he had with the potential buyer made her responsible for any and all damage he did during the inspection. Bottom line be careful these home inspectors have contracts that prevent them from being liable for their negligence . I paid $550. For a home inspection that did very little for me . My potential buyer paid for a home inspection that cost her an additional $2000. To fix a house that she did not buy.
  • January 24 2014
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Yes! Spending a few hundred dollars on a home inspection could be the best money you've ever spent!
  • January 24 2014
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You bet it's worth the money!!!

One of my buyers inspected their home yesterday - they're on a very tight budget and this was money they would have preferred not have spent.

What did we find?

A structural issue with the hoe settling and the chimney separating from the home and mold in the crawl space.  At the end of the inspection they said they would have paid for a home that had these issues and have had to pay to fix them when they sell their new home - this is several thoushand dollars worth of repairs the current seller will be paying for them - yup - it's worth the money!
  • January 24 2014
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Profile picture for leeuga11
Yes it is!
  • January 24 2014
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Absolutely. A good home inspector should cost about $400 ( in North Carolina) and is worth every dime. Being that buying a home is one of the biggest investments you will ever make you should always spend a few hundred dollars on an inspection.
  • January 24 2014
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