Is buying land more of a risk for a lender causing more money down?I want to purchase for personal use and possible investment in NY (where I live). Can I use other properties appraised above what is owed as collateral also?September 07 2013 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.