Is conventional mortgage always better tha FHA if credit score and downpayment are not an issue?I'm looking for a 30yr loan. Could qualify for both conventional and FHA. Just saw the rate for convemtional is 3.25% and FHA 3%. But the APR is higher for FHA. So what's the extra cost for FHA comparing to conventional? Is conventional always a better option if you can qualify and downpayment is not an issue?December 05 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.