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Is is still possible to get a 100% ltv purchase loan?

Profile picture for drewjarnott
And could I finance the PMI premiums?
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September 08 2009 - Cedar Hills
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Answers (5)

Profile picture for mikeharrison

Yes, there are several options in Utah. USDA Rural Housing is one of them that is extremely popular. There is no mortgage insurance with this program. You can also use Utah Housing loan it offers 100% financing with a first and second mortgage. Some information can be found here.  Utah Housing Loan: a consumer's guide to a Utah housing mortgage  You can also try a VA loan if you are a veteran. Some info can be found here www.va.gov Several cities and counties have grant money to help out first time homebuyers. This can be attached to almost any FHA loan to get you nothing down.

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September 10 2009
Profile picture for Joe Harris
USDA, VA, or FHA plus bond money (if your state offers it).  There may be local or community down payment assistance money available, however, I am not certain what you state offers.
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September 08 2009
Profile picture for cmoser70
Unless you're able to obtain financing for a VA loan, the 100% option is gone.  You can have a family member gift your down payment for an FHA loan, but if you seek a Conventional loan, and you're a first time homebuyer, you will need 5% of your own money to close on that type of transaction.
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September 08 2009
Profile picture for daveskow
VA is one option
another option is the USDA loan ( geogrpahic and income criteria need to be met )
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September 08 2009
Profile picture for Colorado Lender
Are you a veteran?

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September 08 2009
 

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