Is it better to rent to own or have a mortgage?We are first time house lookers and not sure the best way to go about it. We don't have good credit, but we have not talked to a bank about what our options are. What should we do and how do we make sure we are not paying too much? Should we try working with an agent or is that just an unneeded expense?November 23 2013 - Lakeland0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.