Is it easier to qualify for Direct or Guaranteed USDA Loan?If our income will allow us to go either way. I dont see anyone promoting going the direct loan route...is it because its not through a lender its not promoted so theres no commission? or is their a drawback?I would like to know if the qualifying process is faster? is it easier to qualify? fund? close? etc? better rates either way?February 20 2010 - Winchester00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.