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Is it possible at all to get a home loan with a credit score of 604?

  • February 04 - Jackson
  • 0Yes

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Answers (4)

Yes, that is an acceptable credit score for home ownership. Check with a local lender in your area who can guide you in getting the process started. Best of luck.
  • February 06
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Yes! That score is acceptable for a mortgage! The lowest credit scores lenders like myself are able to do, is a score of 580. Since your scores are above 580, then you should be good to go when it comes to credit. Also there are other financial factors that would need to be analyzed include your income, expenses, assets, liabilities, debt, employment, down payment, as well as credit scores. If all of these factors are in place then you should be good to go. The best thing for you to do is to speak with a lender such as myself to see if you can get started on financing a new home. If you have any further questions or if you would like a loan, feel free to contact me.

Good Luck!
  • February 06
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The quick answer is "yes" it is, (btw did you check all credit bureaus? You middle score is what will be used for finance purposes) .... however more information needed to fully answer the question

Other information is needed to give a more thorough response (loan amount, down payment, job history, cash reserves, ect, ect,) but the short quick answer is yes

Hope this helps and if you have any other questions please feel free to reach out,  good luck!!

  • February 04
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Yes, that score is acceptable at some institutions. I can go down to a 600 for FHA loans, and others will chime in I'm sure who can go lower. I am not licensed in Mississippi but yes it is possible. 

Good luck!
  • February 04
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