Is it possible to get financing on a rehab home without using a 203k? Hello, I'm wondering if there is a way to purchase a home that is unlivable without using an FHA 203k. My wife and I are looking at purchasing a home that went through a flood last year (always risky in a flood plain but first time in the houses ~200 yr history that it caused real damage) and the home does not have a kitchen and needs some drywall/flooring work on the first floor. We do not want to go with a 203k because I can do a bulk of the work myself (not a licensed contractor though). We have over half the asking price in cash but would need another 20-30k to be able to purchase it. Are there any products out there that I should look into? Any help would be appreciated.August 29 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.