Is it possible to get mortgage loan for land purchase + home construction costs?Hello,this seems to be an uncommon topic to research. I am looking at purchasing land in California to build a custom home. The annual income is 145k, have 150K to put down for downpayment, and credit score is 780 with no other debts. The cost of land is 450K and construction estimate is about 600K. The seller is also the builder. Is it possible to apply for a mortgage to cover the cost of construction+land?August 01 2013 - Saratoga0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.