Is it possible to qualify for a 2nd mortgage for a 2nd house as primary residency?I recently bought a house as my primary residency back in May of 2012 with a conventional mortgage. Although I bought this claiming this as my primary residency. Due to many circumstances, I am now renting an apartment, and my parents are living in the house that I bought. My parents name is not part of the mortgage, the deed or any part of the home. My girlfriend too, is actually in the same exact situation, where she owns a home as primary residency but her parents currently live in it. We have discussed that in the near future, we would like to buy a house together to be our actual primary residency. We both are not intending to sell our properties before buying our new home.What is the best way to tell a potential lender what our situation is in order to try to qualify for a 2nd mortgage as primary residency?Would we both have to officially convert our primary residencies into rental properties to even get a 2nd mortgage together? And is that even allowed if we are claiming the current properties as primary residencies?Also, not sure if this is a stupid question, but do lenders consider married couples better candidates for a loan over an unmarried couple? Or does that not matter at all, and they just base it on the combined income, credit score, etc...July 26 2012 - Staten Island0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.