Is it worth it to refinance??Home was purchased late 2007 for $200,000 and appraised fine. Rate was 6.5 for 30 fixed. Not sure now if it will appraise out where would not have mortgage insurance?? Is it worth it?? Balance owed is 157,000...Thank you...October 13 2010 - Winsted00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.