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Answers (5)
- Brett Gambrel, "brettjgambrel"
- Contributions:7
GO FOR IT! what are they going to do, say no. or Yes. Rates are amazing right now and depending on your situation, you are still in control. Never under estimae yourself and let the bank say no. If WF says no, then go find another bank.
- Arla
- Contributions:138
Just my update, my wife talked me into it (I'm always worried that they are going to say "since you're wife isn't working, we're going to deny the refinance, and increase your current rate"). The end result, they said since she isn't working and she is listed as the primary borrower, we don't qualify. Sucks a little because it would have reduced our rate by $150 a month, which would have been a welcome extra cash in the pocket (even if it cost us an extra 8k over the life of the loan).
Thanks for all responses.
Thanks for all responses.
- Maria Teitleman, "mteitleman"
- Contributions:6
As the old saying goes, it never hurts to ask. With everything being so fluid in this market and new changes coming every day it is definitely worth seeing if they will. Wishing you and your family the best of luck.
- Cheryl Talbot Real Estate, "Virginia Beach Homes"
- Contributions:674
You'll never know until you ask. It doesn't cost a thing so give them a call to see. Thank you for your question.
Is it worth trying for a wellsfargo refinance?
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