Is paying origination fee reasonable for a 30yr fixed FHA loan @ 3.87%?I have 2 offers from lenders and would like to know which deal is best (I'm considering option b): a) 3.87% with 1% origination fees and lower closing costs b) 3.75% with 0 origination fees and higher closing costs Also, how do I get that 1% back, if at all?February 07 2012 - Houston0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.