Is there ANY way I will be able to get this house with a credit score of 601?Is there any way my fiance and I can qualify for an FHA loan with my credit score of 601? (His is 576, so we are going with mine) We can't believe they're as low as they are. We have never been late on any payments. I am one payment away from owning my car, but the banks don't care about that. We pay $600/mo to rent our place now, and the place we are looking to buy will be around $325/mo. -We make more than enough to afford the place, but again, the banks don't care. They are only looking at my credit score. It's not that I have bad credit, I just don't have any credit. They recommended that I get a credit card to try to raise my score, but they said it could take anywhere from one to two months or more to get it up to 620! We don't have that time! I just don't see why we can't get a loan. We have only gone to two banks of course, but we feel totally defeated and hopeless. I thought about trying Wells Fargo? As I heard they have helped people in situations like ours. Any advice would be greatly appreciated! Thank you. :)August 05 2012 - Jasper0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.