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Answers (6)
- Tawny Lynn, "tawnylynn"
- Contributions:211
If you simply want a free copy of your credit report to review prior to applying for a mortgage loan you can go to the FTC (Federal Trade Commission) approved credit source at www.annualcreditreport.com For a few dollars, you can have your credit scores included as well. The cost to order a credit report from the credit reporting company I use is about $28.00. This is the actual cost. The borrower can be pay for the report at the time of the loan application or at the closing of the loan.
- Tammy Stockdale, "Colorado Mtg Broker"
- Contributions:6995
Peter, most mortgage companies and or banks will charge a small fee, however what you will see on that credit report will be what we follow for your approval. Online companies such as freecreditreport.com, will be completely different than the mortgage report and is not really anything that you will want to use to judge your credit to purchase a home.
Good Luck!
Good Luck!
- Chris Jones, "Christopher Jones"
- Contributions:135
There is a fee. Some will not require you to pay it, but there is absolutely a fee. Make sure you can get the report itself before you pay anyone, though.
And incidentally, getting the free one online will do you absolutely no good as far as knowing whether you qualify for a mortgage. The scores you get from your lender will be different - lower, almost always - than the scores they give you at the online free services.
And incidentally, getting the free one online will do you absolutely no good as far as knowing whether you qualify for a mortgage. The scores you get from your lender will be different - lower, almost always - than the scores they give you at the online free services.
- Michael Dolan, "BrokerPro"
- Contributions:277
The fee is low. It's worth finding out exactly where you stand.
- Lindsey M. Bishop
- Contributions:379
Where are you located? I am sure there are many mortgage consultants in your area who will be able to pull your credit at no charge and even guide you on how to improve your credit if you can not be pre-approved right away.
Good Luck!
Lindsey :-)
Good Luck!
Lindsey :-)
- Rudi Hofmann, "LUXURY HOME LOANS CA"
- Contributions:7435
That depends on whom you choose. Some don't charge for a pre-approval which includes a credit report. Others charge only for a credit report from $14.00 to around $50.00. ... Best wishes, Rudi
Is there a fee to check credit to be approved for home loan?
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