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In add to SunnyView, Zillow didn't do a home appraisal, They has the Zestimate, which is a estimate, click on the following link for more infomation.http://www.zillow.com/wikipages/What-is-a-Zestimate/If you want to refinance, go to a small local lender, He/She may do a roughly estimate before they go further on the paper work to ensure that you won't lose your money if your home value is not enough for the refinancing, it is not guaranteed however.
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For Sale: $60,000
For Sale: $369,500
For Sale: $40,000