Is there a lender who will pre-qualify a loan before the payoff of debt from sale of current home?My income has been cut in half due to retirement. We have about 60K credit card debt from medical and misc expenses that we want to pay off by using the equity from the sale of our current home and then buy a smaller, less expensive home. I would like to get pre-qualified for a new loan contingent on the sale of our current home and the pay off of most of that debt. How do I find a lender who will work with me on this? I previously tried to get a refi with cash out to pay off the debt but that loan was denied due to debt vs income. My credit score is in the 760's or 770's.April 07 2013 - Hurst0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.