Is there an honest lender out there that can give me the straight scoop and not play these games?I need a mortgage loan of $118000 with 5% down, with a good APR (below 5.6) and low fees. We have nice salaries and credit ratings. DONT send me quotes with a 50% down pmt to make it 'look good' and hope to screw me over in the end.May 06 2009 - Lakeland00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.