Is there any chance of refi'g an I/O loan to a lower rate, amortizing loan if you are at 135% LTV?Good credit (725), primary residence...just want to avoid the payment jump in 5 years to a 20 year amortizing loan byt starting amortization now at today's lower rates....July 01 2010 - Seminole Heights00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.