Is there any relief for borrowers who don't have a Fannie or Freddie loan?I will need to refinance my balloon loan in 10 years and would rather do it now. I also have a home equity at a high rate. In order to refinance I would have to go to about 100% LTV. Not Fannie or Freddie loans. Not sure where to start looking. Thanks.March 22 2010 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.