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Answers (2)
- Dan Howitt, "Westmoore Group"
- Contributions:7
With a large down payment, you should be able to find a private lender to do this and two years after the short sale you may be able to refinance. Try Googling "private lender" and make sure the company is licensed for lending on owner occupied loans as a primary residence. You can confirm the license is in place by searching on www.nmlsconsumeraccess.org/. Also make sure there is no prepayment penalty. My company makes loans like this.
Good luck!
Dan Howitt
The Westmoore Group, LLC
Good luck!
Dan Howitt
The Westmoore Group, LLC
- michaelmccollum
- Contributions:12
It is possible. The key is your answer to two questions. Were you ever late on the mortgage during the last 12 months prior to the short sale? And did the lender accept full payment from the short sale. If your answers are no and yes respectively, you should be able to get an FHA loan. I am in Atlanta. Feel free to get my number from my profile and give me a call if you want to discuss.
Is there *any* way to get a loan after a short sale 12 mos. ago?
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