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This is difficult based on what you have said.Is your current home listed as a short sale? The time-share can not be included with the new purchase.What you may want to consider is seeing if your current mortgage can get approved for a DU REFI PLUS - this is a refinance program where you can refinance the current mortgage even though your home has lost value. However, it only qualifies if your current mortgage does not include PMI.But purchasing a new home with the possibility of a loss on your current home looming over you will not happen.
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For Sale: $135,000
For Sale: $59,000
For Sale: $69,950