Is there refi help for people who have a 1st / 2nd mort. but not the 80% loan to equity?I have a 1st Mortgage of $225K and HELOC of $198K and Zillow values my home at $404K (range of $352K - $473K). I have spoken to both banks and they need a loan to equity value of about 80% before either bank will consolidate the loans. Are there any programs or banks that will consider a higher (say 100%) loan to equity?August 26 2012 - Frederick00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.