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Is there refinace help for home owners that are in trouble?

In chapter 13 , having trouble making planned payments, the second from CIT is unwilling to do a loan modification..Is there any help out there.?
  • February 05 2009 - Anacortes
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Answers (1)

I answered your other similar question, but since you are telling us you are not making the Chapter 13 payments on time, FHA probably will not work.

There is the FHA Hope for Homeowners program, but that hasn't had any success yet - it seems the government is still trying to make it work.

I am not sure on the rules for a 13, but perhaps you can go back to the trustee and try to get lower payments.  You may want to discuss your options with the bankruptcy attorney that you filed your 13 with.

  • February 05 2009
  • 0Yes

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