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Since January 2009
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Is this a good re-fi rate? 4.75 at 1 point?
Mister_S
Contributions: 9
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Want to re-fi (No Cash Out)
4.75% at 1% point
I love the 4.75% but not crazy about the point. My broker said most people are looking for LOWER rates, below 4.5%, but I told him 4.75% is GREAT. But not sure about this point? He before proposed splitting the loan, so I had a HELOC and main, but I wanted 1 total at a low rate. Thoughts?
If I hold out, can I get 4.75% at 0 points? Of course, I might be going crazy becfause I am sure he would offer me 4.75% at 0 points and 4.5% at 1 %. What a crazy time! :)
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