Is this interest rate too high for an 800 FICO?I'm in the midst of getting a 80/10/10 loan for a home purchase (that's 10% down) for a $400k house. We were preapproved, etc, but are providing document after document at underwriters' request. That doesn't surprise me, however.My lender is currently quoting us 5.15% on our 80% loan, stating that because we're not putting 20% down, it's higher than usual. My credit is excellent, an 800 FICO score with virtually no debt besides a car loan and current interest rates for a 30 year are under 5%.Does that rate seem high? Is he just using the 80/10/10 setup to BS me into paying more than I should?Thanks,ChrisJune 03 2010 - Oak Park00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.