Profile picture for DGrundle

Is this quote good?

I tried to contact the person that gave me the quote but there is no answer even though they say to call 24/7. I sent 2 emails since Saturday morning and no response. This seems to have the best rate with the least amount of fees. Is this good? Should I wait for better? Any advice is appreciated. 

Quote ID:    ZQ-KLWZYPQ
Date submitted:    February 28, 2009 01:12AM PST
Loan amount:    $625,500
Mortgage balance:    $625,500
Additional cash out:    $0
Loan product:    30 year fixed
Interest rate:    5.125 %
Assumed rate lock:    30-day
Note due in:    30 years
APR:    5.149 %
Pre-payment penalty:    No
Monthly Payment(Estimated by Zillow)    $4,230
Principal&interest    $3,406
Property taxes (estimated)    $750
Homeowners insurance (estimated)    $74
Mortgage insurance (estimated)    N/A (LTV <= 80%)
Lender Fees    $1,730
HUD LineFee NameAmount
803Appraisal Fee$350
804Credit Report Fee$35
805Inspection Fee$750
811Processing Fee$595

  • March 01 2009 - Morgan Hill
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Answers (7)

Best Answer

This quote



Out of all of your quotes I would say to go with the one in the link above.  I'm sure he'll take good care of you.  Good Luck
  • March 01 2009
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DG,

If this broker doesn't return emails o rphone calls can you imagine what it will be like doing business with them?

Nic, gave you his suggestion on who to use from those that responded to your loan request..

Fhis would be my choice. Link. ... Best wishes, Rudi
  • March 17 2009
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Look for a  reputable broker who handles California.  There are several on Zillow.

Best of Luck

Wayne
  • March 17 2009
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Profile picture for Ken Kopper
This is a nice review received by the owner of the loan quote provided above..

"Publishes misleading lender fees, by not disclosing loan origination fee until asked to do so. His fees seem lower as published on Zillow Quote page, but are actually higher and incomplete, indicating dubious business practices to me"
  • March 17 2009
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DG, if you tried contacting them that much and they haven't gotten back with you, I'd say move on.  Like Nic said, Gregorio will take care of you.
  • March 17 2009
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Profile picture for Steve Humpfle.

Did you ever get a hold of your lender?

  • March 17 2009
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Profile picture for IPL Mortgage
You could get a better rate if you're willing to pay down a little on the points.
  • March 01 2009
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