Jumbo ARM RefiWhy can't a couple with excellent credit get 7/1 ARM refi to 30 yr fixed d/t LTV ratio? Or, without coming up with 5-10% to pay down on refi mortgage?It seems to me that folks like myself that have worked hard to be financially responsible are having it harder than those who have been irresponsible with their money.December 29 2009 - Stone Mountain00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.