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Answers (3)
- Jeff Marr, "user311176"
- Contributions:16
RoxaneS - 'debt to value', or 'loan to value' (LTV), is simply an expression of the amount of your loans compared to the value of your home...the higher the figure, the harder it is to get a new loan since the equity is reduced, or not present when this figure goes above 100%
You can ALWAYS get a loan if you're able and willing to add enough cash back to your refi to generate enough equity, you don't need any special program to have this happen!
Let me know if you'd like to learn more about your options!
best, Jeff Marr
Alpine Mortgage
You can ALWAYS get a loan if you're able and willing to add enough cash back to your refi to generate enough equity, you don't need any special program to have this happen!
Let me know if you'd like to learn more about your options!
best, Jeff Marr
Alpine Mortgage
Justin is an excellent source of information regarding the refinance you are trying to obtain. It's safe to say that if he cannot help you or direct you to someone that can; it cannot be done.
- Justin Sheftell, "Courtesy Mortgage"
- Contributions:3427
Right now, you can POSSIBLY finance up to 125% of your current value with an existing Freddie Mac. Keep in mind that being eligible does not necessarily mean you will be approved. For the Freddie Open Access program, credit score, payment history all play a role in the approval.
I did receive the message you sent me from your other post and replied to it. Feel free to contact me directly for more clarifcation on your options.
I did receive the message you sent me from your other post and replied to it. Feel free to contact me directly for more clarifcation on your options.
Just learned my loan is owned by Freddie Mac.
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