Just lost my job. Is there a way to lock my 5-year ARM without the expense of refinancing?Anyone have any idea about locking in a fixed rate without the expense of refinancing? I just lost my job and don't know how long I will be unemployed with this economy. January 17 2009 - Forest Hills0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.