Just out of Grad School, starting new job in 2 weeks, low-ish credit score/high salary. Help in MassSome info (as most other posts I read are bereft of info):I just finished grad school (MBA) in Boston and my girlfriend and I are looking to put down permanent roots in the Boston area. I have not had a full-time job in 2 years, due to business school, but I am starting a job in 2 weeks. I have a credit score of 680, as I have student loans and no credit cards aside from my Amex. My girlfriend has a similar credit score (690) with similar reasons. Our total household income will be $165,000. That's just base salary. Minimum bonus listed on my offer letter is $15,000 and I received a $15,000 signing bonus to be paid in my first paycheck.But I will not have paychecks for at least 6 weeks, and even then it'll just be the first check. My salary is about 2/3 of the total listed above. Am I going to have to wait until I have a few checks under my belt to get lenders to prequalify me? And is our salary going to help offset our low credit scores? I know Mass is a bit different in that I'll need 60 days of pay before I can close but I'm having trouble determining if I'll be able to prequalify on my letter of employment.Thanks in advance!T in BostonJune 07 2012 - Back Bay00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.