Profile picture for mattbranch

KY home purchase

If a person purchases a house for cash in the Kentucky (Louisville) area, what approximately would the "closing" costs be?. I mean there is no loan and no need for an escrow account for taxes and insurance.
  • December 24 2010 - Louisville
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Answers (6)

Harry Borders is outstanding. Also outstanding is Stephanie Horne at Agency Title.
  • January 04 2012
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I work with 2 excellent real estate closing attorneys: Harry Borders from Borders and Borders, (502) 894-9200 and Collen and Bob English at The English Law Group, 502-403-2706.  Call them to get a quote. Be sure to ask for a quote also on owner's title insurance too, which I strongly recommend.  
  • January 29 2011
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   1500.......
  • December 27 2010
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Profile picture for BartMedlock
The buyer closing costs for cash purchase on a KY property would be roughly $300 plus cost of owners title insurance policy which will depend on price/property value. Let me know if you have any other questions.
  • December 25 2010
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Profile picture for the_country_hick
I am sure there is some cost for getting a title search and title insurance. If you do not get them you could lose the property if some liens come against the property you did not know about.

You may consider title insurance optional but if you have some problems come up it can save your fortune.

Most places also charge money to legally record your deed.
  • December 24 2010
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Profile picture for Dave Raymond

You would be responsible for the prorated taxes and the attorney fees which would be approx $250-$300.

  • December 24 2010
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