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Both 1st and 2nd are with BOA, tried to Refi and thats when LTV came back as 277% after they did their apprisal. Zillow shows the value for the property to be 210,000.00Tried talking to the BOA a couple of times and that when one of the guys mentioned that there is new program that might apply to my case (second home) but said that the details are still to be determined and would wark my account/loan for that program. No one seems to know what this new program is....
I'm not getting the question, are you having a hard time making the payments on your SECOND home? Have the payments changed since you originally bought it? Since it's a second home you already have a primary residence so your hardship may be hard to prove since most people are losing their ONLY residence. If you don't like your payment, can't afford the payment consider a short sale.
The property is in Florida and was purchased in 2006. Was told that there is some new program that might apply to second homes, anyone is aware of it?
First 164,000.00 at 6.8% fixed 40yrs, second 31,000.00 at 8.75% fixed 40yrs. I tried to do a Refi and the apprisal came at 73,000.00 (orignally paid 220,000.00)Unfortunately, its not my primary residence but just looking to see what options or new Gov programs are available...
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For Sale: $449,000
For Sale: $417,990
For Sale: $5,000