Letters of explanation?Hi, my husband and I are in the middle of the application process for an FHA loan through Bank of America. We were asked to write several letters of explanation, including one for my name change (we were married two years ago) and several deposits to our bank account about 6 months ago. Deposit amounts ranged from $33 to $250. Why were we asked to explain what seem like such trivial questions?June 22 2011 - Chicago11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.