Loan Application Checklist

Property Information (if you already have a contract on a house)
 Purchase Agreement.
 Copy of legal description and MLS sheet. 
 If you are selling your current home, copy of listing contract.
 If you have sold your current home, copy of settlement statement (HUD-1).

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Income & Assets
 
 Pay stubs for the last 30 days.
  For the past two years:
 


 Names and addresses of each employer. 


 W-2s
 
 Statements for each bank, mutual fund, and/or investment account for the last three months.
 Estimated value of personal property and furniture. 
  If you have made any large deposits to your accounts:
 


 Explanation and source for deposit.


 If large deposit was a gift:
 


 Signed gift letter (lender can supply).


 Copy of gift check.


 Copy of deposit receipt.
 
 
  If you own more than 25% of a business:
 


 Corporate or partnership tax returns.
 
  If self-employed:
 


 Tax returns for the last three years (with schedules).


 Year-to-Date Profit and Loss Statement prepared by an accountant. 
 
  If you own rental property:
 


 Tax returns for the last two years and current rental agreements.
 
  If you are retired:
 


 Pension Award Letter.
 
  If you receive Social Security:
 


 


  
 

  • June 24 2013 - US
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