Loan Application Checklist

Property Information (if you already have a contract on a house)
 Purchase Agreement.
 Copy of legal description and MLS sheet. 
 If you are selling your current home, copy of listing contract.
 If you have sold your current home, copy of settlement statement (HUD-1).

--------------------------------------------------------------------------------
 

Income & Assets
 
 Pay stubs for the last 30 days.
  For the past two years:
 


 Names and addresses of each employer. 


 W-2s
 
 Statements for each bank, mutual fund, and/or investment account for the last three months.
 Estimated value of personal property and furniture. 
  If you have made any large deposits to your accounts:
 


 Explanation and source for deposit.


 If large deposit was a gift:
 


 Signed gift letter (lender can supply).


 Copy of gift check.


 Copy of deposit receipt.
 
 
  If you own more than 25% of a business:
 


 Corporate or partnership tax returns.
 
  If self-employed:
 


 Tax returns for the last three years (with schedules).


 Year-to-Date Profit and Loss Statement prepared by an accountant. 
 
  If you own rental property:
 


 Tax returns for the last two years and current rental agreements.
 
  If you are retired:
 


 Pension Award Letter.
 
  If you receive Social Security:
 


 


  
 

  Flag content
Close
Report a Problem

Please enter a valid email address.

Close
Content flagged

We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

Close
We're Sorry
This service is temporarily unavailable. Please come back later and try again.
June 24 2013 - US
We think we've answered this question for you!
  • Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.
 
 
Related Questions
An Amazing Weight Loss Miracle
what is the best time of year to buy a home? summer/fall/winter/spring?
Profile picture for Christine Hidalgo
Latest answer by Christine Hidalgo
6 hours ago | 18 answers
How to avoid dishonest real estate agent and what recourse I have to address issues
Profile picture for Mack McCoy
Latest answer by Mack McCoy
11 hours ago | 11 answers
who is the last person to sign an Alabama Purchase Agreement?
Profile picture for Tim  Moore
Latest answer by Tim Moore
12 hours ago | 1 answers
I missed the closing date. What will happen now?
Profile picture for Doyle  Davison
Latest answer by Doyle Davison
15 hours ago | 5 answers
Mortgage Rates
 
Be A Good Neighbor

Zillow Advice depends on each member to keep it a safe, fun, and positive place. If you see abuse, flag it. More on our Good Neighbor Policy.