Profile picture for kyrre

Loan Modification

If I have extra utilitiers services like cable, internet etc. Should I get just basic or turn off or put in another persons name until modification process is closed? Credit is great no card or other debt. My fixed rate is ending, bank wont re-finance. My income doesnt qualify i'm on ssdi for life.
Any suggestions?
  • December 19 2008 - Vacaville
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Answers (3)

Best Answer

Ask your bank how you qualified on your original loan to begin with. It would be nice to find out they gave an adjustable rate mortgage to a borrower that lives on ssdi for life.
  • December 20 2008
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Here is a list of phone numbers to the major banks and their loan modification numbers.

Lender List For Loan Modifications
  • December 19 2008
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Profile picture for CORONA NICK

If the bank does not reduce you principle amount owed, its not in your best interest.

  • December 19 2008
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