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Replies (17)
- Handout
- Contributions:14
Mike seems to be handing out some yummy SPAM, no thanks Mike but do you have a dollar so I can by some peanuts, oh and another dollar would be great if ya can swing it becuz those peanuts will make me thirsty for a pop
*don't pay any company to do a loan mod for you, it's all a big rip off and soon enough the crack down is coming,
*don't pay any company to do a loan mod for you, it's all a big rip off and soon enough the crack down is coming,
- Justin Sheftell, "Courtesy Mortgage"
- Contributions:3427
Handout, you need to pay the dollar up front, then if things go well, you MIGHT get some peanuts in a few months.
- Donnovan Stordahl, "dstordahl"
- Contributions:43
Who is this Handout anyway? And what is his/her qualifications to be making so many rediculous comments?
- MaSOll
- Contributions:7
There is a crack down coming on fly by night companies. Our company is ran by attorneys at law. Modifications of your loan if you are in or about to go into foreclosure can save your home. The home owner can do a loan modification themselves for free, but you can also do your own taxes and defend yourself in court but unless your an attorney or an accountant I wouldnt recommend it. Attorneys know what can be done, and won't let your lender take advantage of you, by offering you a new rate when you could of done better. It is good for the home owner to know their rights. Thanks to everyone here, who spoke up.
- Clay Branch, "Georgia Loans"
- Contributions:7836
Mike, in your ad you said:
There are many loan modification companies out there, but when looking for one may I suggest you deal with one that has in-house attorneys at law, not a company that outsources the work while you deal with the middle man. Loan modification is not always successful, at our company we have about a 93% success rate, but for the other 7% you will need a attorney to handle any possible foreclosure action.
Your last post says your company is ran ( run ) by Attorneys. So why do the 7% have to go find an Atty after you fail when you ARE a bunch of Atty's? I seriously doubt your success rate is 93% but nice hook.
There are many loan modification companies out there, but when looking for one may I suggest you deal with one that has in-house attorneys at law, not a company that outsources the work while you deal with the middle man. Loan modification is not always successful, at our company we have about a 93% success rate, but for the other 7% you will need a attorney to handle any possible foreclosure action.
Your last post says your company is ran ( run ) by Attorneys. So why do the 7% have to go find an Atty after you fail when you ARE a bunch of Atty's? I seriously doubt your success rate is 93% but nice hook.
- MaSOll
- Contributions:7
No they do not need to go find an attorney if they needed an attorney. My company is headed by attorneys. We employ attorney's, paralegals and assistants. Everything is done in-house. I am one of the managing partners of the company. The reason why it was started because as a Realtor with Coldwell Banker. I started to get tired of some people crying in front of me when I was discussing short selling them, when they really didnt want to sell at all and didnt know their rights. Sorry if the way I wrote it confused you.
Mike, you are seriously beating the heck out of the English language!!!
Everybody reading this: it looks like a scam. Don't pay any upfront fees for a mortgage modification, the truth is, you won't see your money or the modification. Caveat Emptor!
Everybody reading this: it looks like a scam. Don't pay any upfront fees for a mortgage modification, the truth is, you won't see your money or the modification. Caveat Emptor!
- Clay Branch, "Georgia Loans"
- Contributions:7836
Mike, your website shows 1 Atty, your partner. Are you sure you employ "Attys"? If so, why are they not listed on your website?
- Larry Jacobson, "Clearpoint"
- Contributions:1214
Hurting? Stretched too thin? Give us what money you have or charge what you don't and we will help you help yourself...........
Where is my snake oil?
These modification gurus should be banned or the least flogged...
Arizona is crawling with call center/sweat shops designed to milk people out of money on these modifications, most are owned by the same sub-prime slime that put people in appauling loans.
Mike's Website says:
"In most cases we can reduce your current interest rate by up to 70%, thereby saving you hundreds, even thousands of dollars per month."
That means a 7% goes to a 2.1%
A 6% goes to a 1.8% Rate
Hope you have proof of that because I just sent a email and made a complaint to someone who may be interested in you proving that. Better get the files out that show at least 50.1% of your modifications resulting in a 70% decrease in rate.
- MaSOll
- Contributions:7
Always, Our lowest mod reduced was 2% the majority 2& to under 5% on everyone, we do not take an upfront fee, if we know we cant do it. We are here today, we will be here tommorow. Very ethical, actually we want to do better than most think we will so they will tell 10 more about us. We hope this business will start to be more regulated so we can get rid of most, and do and make more. You win, we win!
- MaSOll
- Contributions:7
I do understand your feelings, since there are many fraud companies out there. We are not one of them. Maybe one day you will say something different once you believe there are a few good out there. I do appreciate your concern though, and your protection of people, I feel the same way. I get upset myself that the bad ones have to make the good ones wear the black eye for their shortcomings.
"Always, Our lowest mod reduced was 2% the majority 2& to under 5% "
According to your advertising, the majority would have to be modified to under 2% to be accurate, not under 5%. One at 2% does not constitute "MOST" unless you have only done 1. Even if all of your said modifications started at 10%, for your claim to be true, you would have had to get more than 50% of them a 3% rate.
You didn't, you couldn't have, it's false advertising!
According to your advertising, the majority would have to be modified to under 2% to be accurate, not under 5%. One at 2% does not constitute "MOST" unless you have only done 1. Even if all of your said modifications started at 10%, for your claim to be true, you would have had to get more than 50% of them a 3% rate.
You didn't, you couldn't have, it's false advertising!
- John Smith, "Noel Packard"
- Contributions:24
[content removed by moderator for being self promotional]
- Bob Phillips, "BobPhillipsRE"
- Contributions:772
NickHedges, it would appear that you - Nick Hedges - are a principle/owner of LoanAmnesty.com, the company your
"Loan Mod Advice" link goes to.
Your name is listed as the author of numerous articles on that site, which, contrary to your statement: "For trustworthy loan modification advice I would suggest the following site. They don't do loan mods; they just give advice." DOES seem to offer to do loan mods.
Your firm may very well be a legitimate source of homeowner assistance, but it does NOT serve you well, to intentionally mislead readers on this site.
- nhedges
- Contributions:2
Hey Bob,
I am share holder at Loan Amnesty and have written some of the articles on the site. That's how I know the information on there is relaible.
Loan Amnesty definitely does NOT do loan mods. I was being sincere when I said that I think that Loan Amnesty's goal is to provide honest and trustworthy advice.
The company was created because my team and I beleive that there is too much dishonest and confusing information about loan modification and debt reduction available in the media. We wanted to help people by providing advice and connecting those who needed it with the right services to fix their issues and with the honest companies in the industry. We know the debt industry well and are not only very knowledgeable about the reputation of many of the players, but also go through a lot of effort to vet the companies that we recommend. We make a very small fee from the companies that we refer business to in order to help cover the costs of running the site.
I am share holder at Loan Amnesty and have written some of the articles on the site. That's how I know the information on there is relaible.
Loan Amnesty definitely does NOT do loan mods. I was being sincere when I said that I think that Loan Amnesty's goal is to provide honest and trustworthy advice.
The company was created because my team and I beleive that there is too much dishonest and confusing information about loan modification and debt reduction available in the media. We wanted to help people by providing advice and connecting those who needed it with the right services to fix their issues and with the honest companies in the industry. We know the debt industry well and are not only very knowledgeable about the reputation of many of the players, but also go through a lot of effort to vet the companies that we recommend. We make a very small fee from the companies that we refer business to in order to help cover the costs of running the site.
- Heaven Home, "stopspamplease"
- Contributions:1
Please ignore any posts by "nickhedges" with his website and company's name buried in posts (or right out in the open.) He's a dirty, rotten spammer with no good intentions toward any of us.
Loan Modifications - Questions and Answers
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- 0.0/5.0
Contributions:7We do have a question and answer section on our website which answers most of the questions people may have on loan modifications. You can check it out if you would like [content removed by moderator]
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