Loan ModificationsI'm a first time homebuyer (2007) who's home has lost 15k in value,and I have a mortgage at 7.5%, and payment of 3621.00 a month. I can not refi because I do not have any equity in my home, and I'm currently current and my loan servicer will not qualify me for a modification because I'm not currently behind. It has be a struggle, as I'm a single mother of two and could use the assistance.April 05 2009 - Stafford00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.