Loan Options and/or Approval %My wife and I make roughly $120,000 annually and have 0 debt. We have an $800 car payment divided basically 50/50 between the two of us. That being said I make a salary of 50K + commission and have been at this company for 4 month. My wife is a 1099 employee and has been working for less than two years. In all the information we have been given it seems to me that according to a bank we make $50,000 combinded allowing us to purchase a @150,000 home. (we are looking more in the 380,000 – 415,000 range) I have a 730 CS and my wife has a 754 CS on Equifax and are +/- 10 points on the other 2 agencies. We have roughly 25,000 to put down. Are there an loan programs that would allow us to count all of our income? September 16 2013 - Tampa00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.