Loan Pre-approval VS. Loan ApprovalWhen a loan is "pre-approved" with a certain set of parameters (amount of loan, personal income, credit score, employment history, type of loan, location of home, etc), & you find a home that fits all of those parameters, what limiting factors are typical for not getting a loan?Is there any motive for a banker to pre-approve a loan that would never actually get approved?July 11 2014 - La Jolla00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.