Loan Qualification with 580 FICOI had a question about qualifying for a loan with a 580 credit score. I went through a credit restoration service and my scores jumped about 100 points. My mid-score is currently 574. I have gotten a lot of advice on how to further raise my score to qualify for an FHA loan but most has been very conflicting. I am very scared to settle any debts or do anything credit-wise for fear of doing the wrong thing and harming my score again. Does anyone know of lenders that work with these types of scores or can give good advice on what exactly do approach on a person's credit to raise their score to where it needs to be to qualify?Thank you!August 07 2013 - Los Angeles0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.