Loan officer messed up on our pre approvalSo my husband got pre approved two months ago for a usda loan. Well we have been looking this whole time finally found a house we love and made a offer and the offer has been accepted. Well now our lender is saying she messed up when we got pre approved and figured more than what my husband makes. So we can't do usda but she said we can do FHA loan.. Only problem is it makes the monthly mortgage payment almost twice as high as it was quoted for the house originally when we made the offer. It was already a little higher than we wanted but thought the house was worth it now it's out of what we are comfortable with payment wise. And now we don't know what to do! It makes me very mad that she did not do her job right because if we knew we were doing FHA we would of looked at cheaper houses so the payment was not as high. I guess my question is what can we do at this point? Does this fall under what's acceptable to back out of the offer if we feel it's too much? Also if they say my husband does not make enough to afford the house with a usda loan I am worried when it comes down to it we won't get approved for this loan either an we will be out more money for the inspection. I feel like I can't trust our lender nowApril 07 2014 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.