Loan requestI'm looking to refi my single detached home that is located in southern CA. We currently have a 5.375 rate that is interest only, which expires in 2015. Our house is worth $320k and we owe $269k, so the conventional 80/20 LTV. Will not work for us. This refi will be filed jointly with both parties having good credit scores (740 & 730 range). We are current with our payment. This is the only property we own and we reside in this home, we do not have a second mortgage.February 19 2012 - Los Angeles00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.