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Don't let the money burn a hole in your pocket...... with no job and credit issues in the recent past, this would be a good time to get your finances in order while you rent. You would be looking at over $2K a month for mortgage payment, condo fee, utilites, and taxes, so $24K for a year is a lot of money without income. When you get a job and have 1-2 yrs history, you can look into buying without having to use 40% for a down payment. Rate and payment would about half of a hard money lender (which is not likely to make loan while you are unemployed)
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