Local lender vs online lenderI'm taking a loan for the amount of $234,000. My local lender offered me 3.875% and an online lender offered 3.5%. Everything else is more or less same in both quotes. I need to close on the house ASAP. Online lender has a 4.8/5.0 reputation out of 55 reviews. Is it worth switching to the online lender ?May 13 2010 - Atlanta00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.