Looking for HARP 2.0 lender in NC. Cannot use current lender. High debt to income ratio 698 CreditLess than 90% loan to value. Total loan amount 85,000 for townhome primary residence. Cannot use current lender BBandT because I have a CHIP loan which their policy does not allow HARP refinance for. Decent credit but high debt to income (58%) prevents me from being accepted by other lenders. My loan from BBandT has no PMI and interest rate of 5.64% with 22 years to go.April 11 2013 - Raleigh0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.