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Looking for HARP 2.0 lender in NC. Cannot use current lender. High debt to income ratio 698 Credit

Less than 90% loan to value. Total loan amount 85,000 for townhome primary residence. Cannot use current lender BBandT because I have a CHIP loan which their policy does not allow HARP refinance for. Decent credit but high debt to income (58%) prevents me from being accepted by other lenders. My loan from BBandT has no PMI and interest rate of 5.64% with 22 years to go.
  • April 11 2013 - Raleigh
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Answers (1)

Have you tried contacting other lenders in your area?  With a HARP refinance, you are not obligated to stay with your current lender.

Good luck!
  • April 13 2013
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