Looking for Honest Mortgage Broker that can do HARP 2.0 for my freddie Mac Loan, I have Nationstar.Just like anyone I want the absolute best rate. I have now dealt with 3 mortgage brokers and I feel my rate + closing costs are out of line. Please email me if you can get me a better rate. I am going to provide enough information here so you can get a great understanding of my current Investment house.This is currently an investment property. The house is worth 290k and we owe 300k on it. Current debt to income is about 43%. Over 150k in savings. Combined income of 80k a year. House has a positive cash flow at the end of the year but not much.Current broker is offering 4.25% interest rate with a high closing costs.Please let me know what you can do for me. I have had our credit ran 3 times now and don't mind having it ran again if you are the lendor I am going to work with. My middle credit score is 780, my mothers is 740. Please let me know what additional info you will be needing. I am looking to keep this property for 30+ years, current interest rate on it is 5% it is an arm with an adjustable rate that will take place in 4 years from now. An honest opinion on what to do would be greatly apprecaited. I was only interested in refi'ing to lock in a 30 year fixed with low interest rates. This is a good idea, right???Thanks,ChrisMarch 19 2012 - Napa00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.