Profile picture for rajan shah007

Looking for a New house to buy.

Hi there,
I need some advice to buy a house. I am currently living in ardmore, PA in rented house and willing to buy a house in nearby locations. 
Here are few things I am looking for.

1) The house should be a new build (preferably 2013)
2) 3 to 4 bed rooms with 3 bath.
3) Our budget is upto 500K. 
4) Better to be in near by school and public transport area (within few miles).
5) Friendly community (Peaceful)
6) Gated community is a plus.

Also let me know if that is achievable. If not, please suggest other good locations to buy house for a person working in philly downtown.

Hope to hear soon from you.

Thanks,
Rajan 
  • December 29 2013 - US
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Answers (3)

Profile picture for JessicaAggson
I would suggest first getting pre-approved with a local lender. I would interview a few of them to see what different programs they offer and what would be best for you and your financial situation. And then you'll want to contact a Realtor in your area. They will help guide you through the whole real estate transaction. Happy house hunting! Good luck to you.
  • January 07 2014
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Hi Rajan,

I would suggest getting in touch with a local realtor.  They know the area the best!  They may even be able to tell you about listings before the go to the market ("secret listings).  A good agent will have all of the info first and be able to relay that info to, so you are the first to know!

I hope that you are able to find everything you are looking for in a home!

Good luck!
  • January 07 2014
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Rajan, 

Congratulations on making the move to home ownership.  

The first 2 things to start off is talking with a lender to determine loan programs best for you (You may have already done this) and interviewing/selecting a buyer's agent. 

There are several reasons to hire a buyer's agent at this point. 

1.  They work for you and have your best interest to protect. 

2.  Their fee is almost always paid by the seller, yet they could save you THOUSANDS - especially in this price point. 

3.  It sounds like you might be looking at new construction and this is how that works:
    A.  On site agents work for the builder and although can be very helpful - THEY WORK FOR THE BUILDER.  They will not be looking out for you. 

    B.  If you go on site to look at a house/get information the first time and you are not with your agent (Or agent has called up ahead of time) then most builders will not allow you to bring an agent afterwards.  

4.  Also, a Buyer's agent will be able to customize what you are looking for, advice you of the areas and price points and help narrow down communities for you. 


A few things to look for: 
They are FULL TIME (If you want your Realtor® to be available when you are, you do not want to be working around their "work" schedule).  
They are professional -- ask what training/certifications they hold. 
They are a Realtor® (All agents are licensed, but Realtors® belong to National Association of Realtors®, work by the code of ethics, typically have more training and take their career and your home purchase, more seriously. 

And if you are looking for new construction, ask what negotiating skills they have and how many new construction deals they have done.  Believe it or not, it is a little different than buying from a bank or a normal seller.  

You can check here for Realtors®, ask for a referral from a friend/family member or any of the agents on here can probably refer you to a professional in your area. 

Good luck and congratulations!!

Cassandra
  • December 29 2013
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