Looking for a lender who works with under 640 credit scoreHello, We are looking for a LOCAL lender in St. Paul or suburb area that is able to work with a credit score under 640. My husband's score is well over 640, but mine is low 600s, due to bankruptcy over two years ago. I understand that it is more about the big picture. We have low debt/income ratio, annual income of about 83k, and a 15k downpayment. I am working hard at getting my score up, but I am afraid we will miss out on the low market, as I see how much housing prices have gone up in the last 6-12 months! If you have a referral, please let me know! Thank you!November 16 2013 - Saint Paul00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.